1. What is the current median home price in Loomis?
As of early 2026, the median home value in Loomis is approximately $1.25M, reflecting roughly a 3.5% increase year-over-year. While some parts of the downtown area offer lower entry points around $600k, the majority of the market is driven by luxury custom estates and horse properties that command a premium.
2. Is Loomis a buyer's or seller's market right now?
It is currently a seller’s market characterized by tight inventory—typically only 45–50 active listings at any given time. While it is competitive, buyers have become more analytical; turnkey homes in the Del Oro High School district often sell in under 30 days, while homes needing significant infrastructure updates stay on the market longer.
3. How does Loomis compare to Roseville in terms of costs?
Loomis offers a "lifestyle premium" that differs significantly from Roseville:
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Taxes: Loomis residents generally have lower Mello-Roos taxes than those common in Roseville's newer developments.
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Utilities: Loomis uses PG&E, which can be double the cost of Roseville Electric.
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Insurance: Because a high percentage of Loomis properties are at risk of wildfire, fire insurance is a critical and more expensive factor here.
4. What "technical" details should I check before buying?
In 2026, savvy buyers are looking beyond the kitchen. Because much of Loomis is semi-rural, you must verify:
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Well GPM: Ensure the Gallons Per Minute (GPM) meet your household and agricultural needs.
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Septic Clearances: Most properties rely on private septic systems rather than city sewer.
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Fire Hardening: Homes with modern fire-resistant upgrades are seeing much higher demand and lower insurance hurdles.
