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Buying a Country Home? 3 Things "City" Realtors Often Miss

Buying a Country Home? 3 Things "City" Realtors Often Miss

We get it. You’ve seen the listing photos. You’re dreaming of the wraparound porch, the space for a shop, and the peace and quiet of the Sierra Foothills. Moving from the city to the country is an incredible lifestyle upgrade—but it comes with a learning curve.

In the city, you turn on the tap, and water comes out. You flush the toilet, and it goes "away." But out here in Loomis and Penryn, luxury living relies on systems that you need to understand before you write that offer.

As your local specialists in Placer County acreage, we see too many buyers fall in love with a beautiful soaking tub, only to realize later they don't have the water pressure to fill it!

Here are the three "unsexy" but critical things we check for every country buyer:

1. The Well: It’s About More Than Just Flow A gorgeous master bath is worthless if you can't run the shower and the dishwasher at the same time. When we look at a property, we aren't just asking if it has a well. We’re asking:

  • Production: How many gallons per minute is it producing?

  • Storage: Is there a holding tank to buffer high usage times?

  • Seasonality: How does the well perform in late summer versus spring? We help our clients ensure the plumbing works as good as it looks.

2. The Septic: The "Hidden" limit on Your Home Did you know your septic system dictates how many bedrooms you can legally have? We often see homes listed as "4 bedrooms" that are only permitted for a 3-bedroom septic system. This can be a huge headache if you plan to remodel or add an ADU later. We dig into the permit history to make sure your future plans match the property’s reality.

3. Fire Insurance: The New Deal-Breaker In the Foothills, securing fire insurance is no longer a checkbox item—it’s a negotiation. We specialize in identifying "defensible space" issues and working with local brokers to find coverage solutions during the escrow process, so you aren't hit with a surprise bill (or a cancellation) after you move in.

The Bottom Line Buying in Placer County is different. You need a team that knows the difference between a minor fix and a major money pit. Whether you are looking for a luxury estate in Loomis or open land in Penryn, we guide you through the inspections, the insurance, and the negotiations to ensure you get the best value.

Ready to find your slice of country paradise with peace of mind? Let’s connect.

Work With Meghan

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.

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